Who Is Covered When Driving a Car?
Who Is Covered When Driving a Car?
Free Online Articles Directory
Why Submit Articles?
Top Authors
Top Articles
FAQ
AB Answers
Publish Article
0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Hello Guest
Login
Login via
Register
Hello
My Home
Sign Out
Email
Password
Remember me?
Lost Password?
Home Page > Business > Who Is Covered When Driving a Car?
Who Is Covered When Driving a Car?
Edit Article |
Posted: Oct 25, 2009 |Comments: 0
|
Share
]]>
As with any type of insurance, certain rules exist regarding who is entitled to the car insurance coverage that has been obtained for a single vehicle. For UK drivers, the rules are clear and typically followed across the board by all UK insurers. In general, the policyholder and his named drivers are insured under the car insurance cover held by the policyholder. Who can be listed as a named driver? What about unnamed drivers? Can they be covered with the policy? Are there any opportunities to add a temporary driver to the coverage?
Named Drivers
Named drivers are those who share the vehicle with the policyholder. Typically, these drivers are family members who are sharing the expense of the vehicle in order to save money on the vehicle tax and the cost of petrol. Since these drivers are all driving the same vehicle, only one car insurance cover must be purchased. However, each additional driver must be listed in order to be insured by the policy. Hence, any additional drivers who are listed on the policy are referred to as named drivers. Anyone who is not listed is not covered by the insurance unless Short-Term Insurance cover or cover for unnamed drivers has been obtained.
How Many Additional Drivers Can Be Listed on a Single Policy?
Most insurers allow a maximum number of additional drivers to be included on a single car insurance policy. While this number does sometimes vary from one insurer to another, four additional or named drivers are typically allowed.
Unnamed Drivers
When the policyholder gives permission to individuals to drive his insured vehicle who are not listed on his car insurance cover, they are referred to as unnamed drivers. An additional fee or increase in the premium is typically charged to anyone who wishes to include this aspect in their coverage.
Is There an Advantage to Adding a Good Driver to Your Car Insurance Cover?
As most drivers are aware, young, inexperienced drivers typically pay more expensive costs for their car insurance cover than older, more experienced drivers with good driving records. Therefore, it follows that adding someone with a good driving history and a No Claims Discount to their car insurance cover often reduces the cost for the young driver. Since this might not always be the case for every insurer, it is important to ask around first.
What About Short-Term Insurance Cover for Temporary Drivers?
Most insurers have an established policy regarding temporary drivers and car insurance cover. This issue might arise when friends or relatives come to visit for several days, weeks, or months. Quite often, the individual with whom the friends or relatives are staying will allow them to borrow and drive his vehicle. Most insurers offer Short-Term Insurance Cover for temporary drivers in this situation.
Referred to as Short-Term Premium Rate or STPR, Short-Term Insurance Cover provides the opportunity to temporarily add a driver or drivers to the insurance cover for a fee. This fee is generally more expensive than those offered with conventional insurance covers.
Intro: Is everyone who drives your vehicle covered under your car insurance coverage? If not, who is?
Retrieved from “http://www.articlesbase.com/business-articles/who-is-covered-when-driving-a-car-1378922.html”
(ArticlesBase SC #1378922)
Liked this article? Click here to publish it on your website or blog, it’s free and easy!
kevin Kuper -
About the Author:
Kevin Kuper is a keen writer about car insurance and home insurance products.
]]>
Questions and Answers
Ask our experts your Business related questions here…200 Characters left
What are good all wheel drive cars ?
What is the best way to wash my camaro car cover to get the black soot off of it from the rear exhaust?
Does insurance cover car or driver ?
Rate this Article
1
2
3
4
5
vote(s)
0 vote(s)
Feedback
RSS
Print
Email
Re-Publish
Source: http://www.articlesbase.com/business-articles/who-is-covered-when-driving-a-car-1378922.html
Article Tags:
car insurance, home insurance
Related Videos
Related Articles
Latest Business Articles
More from kevin Kuper
Race Driver: GRID Cheat Codes
Kristin Holt is here to show you what codes you need to enter to get the car you want and she’ll also tell you exactly what a “livery” is. (02:31)
Learn to Know Your Car
Learn how to get to know your car and check it before driving. (10:35)
In Car Introduction – How to Help your Teen Become a Better Driver
Learn how to help your teen understand and handle driving and car maintenance, and help him or her become a better and safer driver. (09:27)
In Car Introduction – Know your Car
In the first lesson, parents and teens can learn about car setting and functions, and how to set them properly for safe driving. (06:38)
In Car Introduction – Basic Turns and Steering
In the second lesson, parents and teens can learn about basic steering positions, backing your cars and merging in traffic. (05:18)
Vehicle Insurance – Home Insurance | Free Insurance Quotes
Justmoney is South Africa’s largest in vehicle insurance, we specialize in Home insurance and Free insurance quotes. Get Insured Now ! Visit Justmoney.co.za Today!!
By:
bellel
Finance>
Insurancel
Apr 07, 2010
Do Financial Institutions Insurance Policies Differ From Car And Home Insurance Companies
Whether its home or car insurance, when you buy an insurance policy, you are making an important investment. It gives you peace of mind knowing that if an event happens which could cost you a lot of money, you are protected. There are a number of different ways of purchasing…
By:
Adriana N.l
Financel
Feb 10, 2010
How Important is Car Insurance and Home Insurance Coverage
Car insurance is mandatory but home insurance is not made compulsory by the government. So it depends on the choice of the person to buy the home insurance. Home insurance is also important because there are many circumstances which prove to be devastating and lead to valuable loss. Home insurance is provided by many insurance companies for keeping your home safe and secure. Some companies provide coverage of home with car insurance. There are many policies which cover home and car ins…
By:
Herman Humphreyl
Finance>
Insurancel
Nov 19, 2009
A Quick Look At Home Insurance
Home insurance is something that is not well enough understood considering how important it is to your financial life. There are two home insurance types.
By:
Al Callaghanl
Finance>
Insurancel
Oct 07, 2010
Home Insurance – Safeguard your Cosy Sanctum
As a security measure, your home insurance policy would make sure that you are fully reimbursed for all the losses if your home befalls a disaster
By:
Smith Jamesl
Finance>
Insurancel
Oct 18, 2007
lViews: 397
Home Insurance – Bring Safety Home Today
As good as the benefits of purchasing a home insurance policy sounds, getting your hands on one is just about as simple too.
By:
Smith Jamesl
Finance>
Insurancel
Oct 08, 2007
How Important is Car Insurance and Home Insurance Coverage
Car insurance is mandatory but home insurance is not made compulsory by the government. So it depends on the choice of the person to buy the home insurance. Home insurance is also important because there are many circumstances which prove to be devastating and lead to valuable loss. Home insurance is provided by many insurance companies for keeping your home safe and secure. Some companies provide coverage of home with car insurance. There are many policies which cover home and car insurance tog
By:
Dudley Vargasl
Finance>
Insurancel
Sep 03, 2009
Home insurance questions and answers
Home insurance FAQ – Amica home insurance?
Your Open QuestionShow me another >> Home burglary.? i was away for over 2 weeks. come home to a ransacked house. my truck rims, tvs, dvds, dvd players, jewelry, bike, grassland mower, snow blower and other stuff was taken. how plausible is it that my insurance company, Amica, will give me anything for my truck…
By:
insurancefaql
Finance>
Insurancel
Jul 05, 2009
lViews: 303
Stock Assault 2.0 Torrent
If you requisite to earn money on the stock market, you should try Stock Assault. Actually, Stock Assault is a important software which is as fashionable as human. If you have a machine, you can obtain it in no time.
By:
GaryAshbl
Businessl
Jan 03, 2011
Darkmoon Card Illusion Mage
Do you necessity to make 3D animation by yourself? But it will expenditure you a lot of money as well as time.
By:
GaryAshbl
Businessl
Jan 03, 2011
Discus Fish Secret Free Download
In common information, you might realize that plenty assets are available in aquarium to keep them alive. But, individuals do not use them well.
By:
GaryAshbl
Businessl
Jan 03, 2011
Best Breed British Bulldog For Sale
Before deciding to buy English bulldogs, you should collect information about English bulldogs.
By:
Shristy Chandranl
Businessl
Jan 03, 2011
How To Build Your Community With Community Journalism
We tend to are all part of communities whether we have a tendency to realize it or not. We tend to have our native community, national community. Some are members of clubs or groups. Some are fans of a band or play hockey. Colleges, Schools, universities and workplaces are also communities.
By:
Writers Rooml
Businessl
Jan 03, 2011
Generationally Savvy Communication That Improves Your Bottom Line
Effective communication in today’s multi-generational business world needs careful navigation. This can be especially true during a workforce currently comprised of four distinct generations – Millennials (Gen Y), Generation Xers, Baby Boomers and Traditionalists – all of whom bring their own ideas, expectations and fears to the job.
By:
Writers Rooml
Businessl
Jan 03, 2011
Workplace Violence Will Happen Here – Understanding It’s Nature And Scope
Additional recently we have seen that violence can assault a high school in Littleton, Colorado, two day-trading companies in Atlanta, Xerox in Honolulu, a little software firm outside of Boston, Lockheed Martin in Mississippi, and a university in rural Virginia (the worst civilian gun massacre in U.S. history).
By:
Writers Rooml
Businessl
Jan 03, 2011
Plate Magnets, Vital For Manufacturing
Plate magnets are crucial to many industries and industrial plants. Without them, many products would become contaminated during production and conveying system machinery would break down. Plate magnets are used as separators, taking out of mass-produced products unwanted items such as tramp iron and other materials that do not belong as manufactured items run along a company’s conveyor system.
By:
Marie Winstonl
Businessl
Jan 03, 2011
Who Is Covered When Driving a Car?
As with any type of insurance, certain rules exist regarding who is entitled to the car insurance coverage that has been obtained for a single vehicle. For UK drivers, the rules are clear and typically followed across the board by all UK insurers.
By:
kevin Kuperl
Businessl
Oct 25, 2009
Who Is Covered When Driving a Car?
As with any type of insurance, certain rules exist regarding who is entitled to the car insurance coverage that has been obtained for a single vehicle. For UK drivers, the rules are clear and typically followed across the board by all UK insurers.
By:
kevin Kuperl
Businessl
Oct 25, 2009
Who Can Make a Claim about a Driving Accident and How to Make One
For those individuals who need to make a claim about a traffic accident, the entire process can be stressful. Placing a claim in the proper manner will at least ensure that your claim is processed and considered. If you fail to follow your legal duties, you will not be entitled to receive the potential benefits that you have been insured with through your car insurance cover.
By:
kevin Kuperl
Businessl
Oct 25, 2009
What Responsibilities Does the Insurer Require When an Accident Occurs?
If the unfortunate happens and your motor vehicle is involved in an accident, certain steps are in place as provided by law and by the insurer. Knowing what steps you should take beforehand simplifies the process and alleviates a bit of the stress associated with being involved in a motor vehicle accident.
By:
kevin Kuperl
Businessl
Oct 25, 2009
What Requirements Exist for Obtaining Car Insurance Cover?
Before anyone can obtain car insurance cover, a few requirements must be in place. Most of these are required by law while some are required by the insurer. The legal requirements and motoring laws are enforced by the UK transport department. Therefore, prior to applying for car insurance cover in the UK, it is important to ensure that you have met your legal responsibilities to avoid delay in obtaining the policy or difficulty doing so.
By:
kevin Kuperl
Businessl
Oct 25, 2009
What Qualifies as a Motor Vehicle Accident?
While the definition of an accident can vary, for driving purposes they are quite specific. In most cases, however, drivers can realise that an accident has occurred and they can follow the proper guidelines.
By:
kevin Kuperl
Businessl
Oct 25, 2009
What Can You Do If You Disagree With Your MOT?
Anyone in the UK with a motor vehicle that is going to be driven on the roads must keep it in roadworthy condition. Once the vehicle is three years old, it needs to have a MOT test completed to ensure that it is indeed roadworthy. The MOT test is used to check both environmental and road safety standards.
By:
kevin Kuperl
Businessl
Oct 25, 2009
Reduce Your Carbon Footprint with the Right Car Insurance
If you live in the UK the car insurance you choose can make a difference in the carbon footprint you and your car leave behind. Companies like The Co-operative allow drivers to do their part to fight global climate change by allowing those drivers to offset 20% of their car’s CO2 emissions.
By:
kevin Kuperl
Businessl
Oct 25, 2009
Add new Comment
Your Name: *
Your Email:
Comment Body: *
Verification code:*
* Required fields
Submit
Your Articles Here
It’s Free and easy
Sign Up Today
Author Navigation
My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box
kevin Kuper has 10 articles online
Contact Author
Subscribe to RSS
Print article
Send to friend
Re-Publish article
Articles Categories
All Categories
Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing
Business
Agriculture
Ask an Expert
Business Ideas
Business Opportunities
Corporate
Customer Service
Entrepreneurship
Ethics
Franchise
Fundraising
Home Business
Human Resources
Industrial
International Business
Leadership
Management
Negotiation
Networking
Non Profit Organizations
Online Business
Organizational
Outsourcing
Presentation
Project Management
Public Company
Public Relations
Sales
Six Sigma
Small Business
Strategic Planning
Team Building
Training
]]>
Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog
Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Webmasters
RSS Builder
RSS
Link to Us
Business Info
Advertising
Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2011 Free Articles by ArticlesBase.com, All rights reserved.
